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member bank

noun

Simple meaning

A private bank that holds stock in one of the regional Federal Reserve banks.

Pronunciation

Say it like this:

mehmberbangk

Say the bold part a little louder.

US device voice
IPA pronunciation (US)

ˈmɛmbɚˈbæŋk

This word is pronounced essentially the same in American and British English, so one transcription covers both.

IPA (International Phonetic Alphabet) is a standard way of writing speech sounds.

Word Review

Definition

Everyday modern meanings first, grouped by part of speech.

noun

  1. USfinance

    A bank that is a member of the Federal Reserve System

  2. usfinance

    A private bank that holds stock in one of the regional Federal Reserve banks.

Word Aura™

How this word commonly comes across.

This meaning: A bank that is a member of the Federal Reserve System

Used this way, member bank is a specialist word that usually carries little praise or criticism of its own. This is a financial use: it has a settled meaning in accounting and business, where precision matters more than colour.

Emotional tone
Neutral
Formality
Specialist/technical
Intensity
Not strongly marked
How common
Specialized
Connotation
Clinical and technical
Usage feel
Technical and specialized

Where it naturally appears

  • Finance/economics
  • Business/professional

Usage note

In general conversation this sense usually needs explaining — outside its field, people reach for a plainer word.

Word Aura describes common impressions, not a measurement. Tone changes with sentence, speaker, relationship and situation.

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Dictionary data from Wiktionary via the Free Dictionary API. Simple meanings, combinations and word intelligence are built from verified reference data, no AI is used to load this page.