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debtor

noun

Simple meaning

Someone who owes a creditor.

Pronunciation

Say it like this:

dehter

Say the bold part a little louder.

US device voice
IPA pronunciation (US)

ˈdɛtɚ

This word is pronounced essentially the same in American and British English, so one transcription covers both.

IPA (International Phonetic Alphabet) is a standard way of writing speech sounds.

Word Review

Definition

Everyday modern meanings first, grouped by part of speech.

noun

  1. economics

    A person who owes a creditor; someone who has the obligation of paying a debt

  2. economics

    A person or firm that owes money; one in debt; one who owes a debt.

  3. law

    One who owes another anything, or is under obligation, arising from express agreement, implication of law, or principles of natural justice, to pay money or to fulfill some other obligation; in bankruptcy or similar proceedings, the person who is the subject of the proceeding.

Word at a Glance

Difficulty
B2 · Upper Intermediate (estimated)
Frequency
Moderately Common
Typical Use
Neutral / general English

Word Aura™

How this word commonly comes across.

This meaning: A person who owes a creditor; someone who has the obligation of paying a debt

Used this way, debtor is a specialist word that usually carries little praise or criticism of its own. This is a financial use: it has a settled meaning in accounting and business, where precision matters more than colour.

Emotional tone
Neutral
Formality
Specialist/technical
Intensity
Not strongly marked
How common
Specialized
Connotation
Clinical and technical
Usage feel
Technical and specialized

Where it naturally appears

  • Finance/economics
  • Business/professional
  • Ethics/values

Usage note

In general conversation this sense usually needs explaining — outside its field, people reach for a plainer word.

Word Aura describes common impressions, not a measurement. Tone changes with sentence, speaker, relationship and situation.

More ways to use debtor

  • “The debtor made a payment to reduce what they owed the bank.”noun

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Common Patterns and Combinations

How this word naturally appears with others.

judgment debtorprincipal debtordebtor countryaccount debtorindividual debtorinsolvent debtororiginal debtor

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More about this wordSynonyms, forms, origin

Antonyms

Sense: person who owes a creditor

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Dictionary data from Wiktionary via the Free Dictionary API. Simple meanings, combinations and word intelligence are built from verified reference data, no AI is used to load this page.