VocabauraVOCABAURA

debt

noun

Simple meaning

Money or goods or services owed by one person to another.

Pronunciation

Say it like this:

deht
US device voice
IPA pronunciation (US)

ˈdɛt

This word is pronounced essentially the same in American and British English, so one transcription covers both.

IPA (International Phonetic Alphabet) is a standard way of writing speech sounds.

Word Review

Definition

Everyday modern meanings first, grouped by part of speech.

noun

  1. finance

    Money or goods or services owed by one person to another

  2. finance

    Money that one person or entity owes or is required to pay to another, generally as a result of a loan or other financial transaction.

  3. The state or condition of owing something to another.

  4. The state of owing something (especially money)

  5. An action, state of mind, or object one has an obligation to perform for another, adopt toward another, or give to another.

Word at a Glance

Difficulty
A1 · Beginner (estimated)
Frequency
Very Common
Typical Use
General English

Word Aura™

How this word commonly comes across.

Aura for this meaning

This meaning: Money or goods or services owed by one person to another

Used this way, debt is a specialist word with a clearly unfavourable pull. This is a financial use: it has a settled meaning in accounting and business, where precision matters more than colour.

Emotional tone
Negative
Formality
Specialist/technical
Intensity
Gentle
How common
Specialized
Connotation
Serious and weighty
Usage feel
Clinical and detached

Where it naturally appears

  • Finance/economics
  • Business/professional

Usage note

In general conversation this sense usually needs explaining — outside its field, people reach for a plainer word.

Word Aura describes common impressions, not a measurement. Tone changes with sentence, speaker, relationship and situation.

More ways to use debt

  • “He is badly in debt.”noun

Share your sentence

Write your own example sentence using “debt”. We review each one before it appears.

Common Patterns and Combinations

How this word naturally appears with others.

public debtexternal debtbad debtgovernment debtdebt crisisdebt reliefterm debtdebt service

Tap the highlighted word to open its own entry.

Word Family

Related forms, grouped by how they connect.

Word family

Words built from the same root.

  • debtornounPerson or profession

    A person who owes a creditor.

Compound terms

Established multiword terms.

  • debt ceilingnounCompound term

    The maximum borrowing power of a governmental entity.

  • debt instrumentnounCompound term

    A written promise to repay a debt.

  • debt limitnounCompound term

    The maximum borrowing power of a governmental entity.

  • installment debtnounCompound term

    Debt to be paid by installments.

  • national debtnounCompound term

    The debt of the national government (as distinguished from the debts of individuals and businesses and political subdivisions).

  • national debt ceilingnounCompound term

    A limit set by Congress beyond which the national debt cannot rise.

Related words

Connected by subject or meaning, not by word formation.

Related Words

Connected to the same idea, not synonyms.

Use This Word

See how this word sounds in a real sentence.

Ask Vocabaura

Understand the word your way.

What Does It Mean Here?

Words can change meaning depending on context.

Use it yourself

Keep learning “debt” by choosing the kind of practice you need next.

Dictionary data from Wiktionary via the Free Dictionary API. Simple meanings, combinations and word intelligence are built from verified reference data, no AI is used to load this page.