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savings and loan association

noun

Simple meaning

A thrift institution that is required by law to make a certain percentage of its loans as home mortgages.

Pronunciation

Say it like this:

sayvihngzandlohnuhsohseeayshuhn

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US device voice
IPA pronunciation (US)

ˈseɪvɪŋˈzændˈloʊnəsoʊsiˈeɪʃən

This word is pronounced essentially the same in American and British English, so one transcription covers both.

IPA (International Phonetic Alphabet) is a standard way of writing speech sounds.

Word Review

Definition

Everyday modern meanings first, grouped by part of speech.

noun

  1. A thrift institution that is required by law to make a certain percentage of its loans as home mortgages

Word Aura™

How this word commonly comes across.

This meaning: A thrift institution that is required by law to make a certain percentage of its loans as home mortgages

Used this way, savings and loan association is a specialist word with a clearly warm, approving pull. This is a legal use: the wording is institutional and carries a defined meaning in law rather than a loose everyday one.

Emotional tone
Positive
Formality
Specialist/technical
Intensity
Gentle
How common
Specialized
Connotation
Economical and restrained
Usage feel
Clinical and detached

Where it naturally appears

  • Law/legal
  • Government/politics
  • Academic writing

Usage note

In general conversation this sense usually needs explaining — outside its field, people reach for a plainer word.

Word Aura describes common impressions, not a measurement. Tone changes with sentence, speaker, relationship and situation.

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Dictionary data from Wiktionary via the Free Dictionary API. Simple meanings, combinations and word intelligence are built from verified reference data, no AI is used to load this page.