offsetting balance
noun
Simple meaning
A minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan.
Pronunciation
Say it like this:
awfsehtihngbaluhnsSay the bold part a little louder.
IPA pronunciation (US)
ɔfˈsɛtɪŋbæləns
This word is pronounced essentially the same in American and British English, so one transcription covers both.
IPA (International Phonetic Alphabet) is a standard way of writing speech sounds.
Definition
Everyday modern meanings first, grouped by part of speech.
noun
A minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan; a common requirement for establishing a line of credit at a bank
Word Aura™
How this word commonly comes across.
This meaning: A minimum credit balance that a bank may require a borrower to keep on deposit as a condition for granting a loan; a common requirement for establishing a line of credit at a bank
Used this way, offsetting balance is a reasonably familiar word that usually carries little praise or criticism of its own. It turns up most in finance or economics contexts.
- Emotional tone
- Neutral
- Formality
- Neutral
- Intensity
- Not strongly marked
- How common
- Moderately common
- Connotation
- Matter-of-fact
- Usage feel
- Neutral and straightforward
Where it naturally appears
- Finance/economics
Word Aura describes common impressions, not a measurement. Tone changes with sentence, speaker, relationship and situation.
Share your sentence
Use This Word
See how this word sounds in a real sentence.
Ask Vocabaura
Understand the word your way.
What Does It Mean Here?
Words can change meaning depending on context.
Use it yourself
Knowing “offsetting balance” starts when you use it. Pick a next step, all free.
Dictionary data from Wiktionary via the Free Dictionary API. Simple meanings, combinations and word intelligence are built from verified reference data, no AI is used to load this page.