Understand the language of everyday money.
Learn the essential words and phrases used in banking, budgeting, credit, debt, saving, taxes, insurance, housing, investing, and everyday financial decisions.
Difficulty
Beginner to Intermediate
Words & phrases in this pack
150
Categories
12
Educational purpose: Money & Personal Finance Vocabulary helps you understand financial terminology and everyday money language. It provides general educational information and is not financial, investment, tax, legal, or insurance advice.
Money & Personal Finance Vocabulary
150 words & phrases · 12 categories · Beginner to Intermediate
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Explore a few examples from this pack. Unlock the complete vocabulary collection and learning activities with your purchase.
A plan that lays out expected income and expenses over a period of time, usually a month.
In simple terms: A plan for your money coming in and going out.
“She made a budget to see how much she could spend on groceries each week.”
Where you'll see it
Annual percentage rate, a rate that expresses the yearly cost of borrowing, including interest and often certain fees, for a loan or credit card.
In simple terms: A yearly rate that shows how much it costs to borrow.
“She compared the APR on two credit card offers before choosing one.”
Where you'll see it
A number that summarizes credit risk based on the information in a credit report, generated by a scoring model. Because different models and different bureaus' data can produce different results, a person doesn't have just one universal score.
In simple terms: A number, based on your credit report, that sums up your credit risk, it can vary depending on which model and bureau produced it.
“His credit score from one bureau was slightly different than the score from another.”
Where you'll see it
An amount a policyholder may need to pay before certain insurance coverage applies, according to the terms of that specific policy.
In simple terms: The amount you may pay yourself before insurance helps, depending on your policy.
“Her policy has a $500 deductible for car repairs.”
Where you'll see it
A loan used to buy real estate, where the property itself serves as collateral for the loan.
In simple terms: A loan used to buy a home.
“They took out a mortgage to buy their first house.”
Where you'll see it
Spreading money across different investments or types of assets rather than putting it all in one place.
In simple terms: Spreading your money across different investments.
“Her portfolio's diversification includes stocks, bonds, and real estate funds.”
Where you'll see it
150 entries across 12 categories. Category names and sizes are shown here; the curated word list unlocks with the pack.
15 words & phrases
15 words and phrases for banking and accounts, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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checking account
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15 words & phrases
15 words and phrases for budgeting and everyday money, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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budget
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12 words & phrases
12 words and phrases for income and employment, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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salary
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15 words & phrases
15 words and phrases for credit and credit scores, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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credit
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12 words & phrases
12 words and phrases for credit cards, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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15 words & phrases
15 words and phrases for loans and debt, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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10 words & phrases
10 words and phrases for saving, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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15 words & phrases
15 words and phrases for investing basics, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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12 words & phrases
12 words and phrases for housing and mortgages, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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10 words & phrases
10 words and phrases for insurance, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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9 words & phrases
9 words and phrases for taxes, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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10 words & phrases
10 words and phrases for financial safety and fraud, each with a clear definition, a simple explanation, a natural example sentence and pronunciation.
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One sample question, so you can see how this pack teaches vocabulary in context.
Context practice
“He borrowed the money as a loan and agreed to repay it over several years.”
As used in the sentence, “loan” most nearly means:
One sample question. Unlock the pack for full context, precision, and transition practice drawn from all 150 entries.
One sample question. Unlock the pack for full practice, flashcards, quizzes, and progress tracking.
$6.99
A one-time purchase, no subscription. Flashcards, quizzes, and progress tracking for every word in the pack, unlocked as soon as your payment is confirmed.
